- Being on the same page about money in a relationship can help you reach your financial goals quicker, have a better experience working with a financial planner, and keep money from putting a strain on your relationship.
- If you’ve had discussions about spending, have looked at your finances, and know what your partner values financially and personally, you might be on the same page.
- Visit Business Insider’s homepage for more stories.
Being on the same page about finances as your partner isn’t always easy, but it is important.
"I’d say more often than not, people probably aren’t exactly on the same page," says Christine Centino, a financial planner with over 11 years of experience.
But when they are on the same page, it’s obvious.
Here are the top seven signs a couple is on the same page about money, according to financial planners.
1. You’ve got the same goals
In a couple, it takes two to reach any financial goals.
Centino tells Business Insider that generally, couples who are on the same page about their finances come into her office with an objective they both agree on.
She says these couples come in asking questions like: "’We want to buy a house, or we want to save for this, or can we retire?"
2. You’re saving for the same goals
Centino says she can tell when couples are on the same page by their attitudes.
And usually, this comes out in attitudes towards saving, whether that means prioritizing retirement savings or signing up for a 401(k) at work.
When couples have the same attitude towards saving, and both agree on what they’re saving for, Centino says they’re generally on the same page.
3. You value the same things
Rob Stothard / Stringer / Getty Images
If you both value the same things in life, you’re both likely to value the same things financially. And that’s an important part of being in agreement about money, says Colin Moynahan, a financial planner based in South Carolina.
In his years as a financial planner, he’s seen this play out in many ways. In one example, he says, "You have couples where one really values education and the other one doesn’t value it as much." When both don’t have the same values, it can be tough to make decisions on how to save, spend, and invest.
- 7 signs you can actually afford the home you want to buy
- I cut my spending to the bone after graduating college, but I didn’t pay off my $40,000 of student loans until I started a side hustle
- Having primary rental car insurance can save you time, money, and stress — here are the top credit cards that offer it